Disability Insurance

Disability insurance is for individuals who are looking to protect themselves and their families against an unexpected injury or illness that leaves them unable to work and earn an income. When you have disability insurance in place and become disabled due to injury or illness, you receive up to 70% of your gross income. This benefit is paid out on a monthly basis and, depending on how it has been set-up, can keep paying out to the age of 65.

Most individuals are covered by WSIB (Workplace Safety & Insurance Board) but this only covers you during work hours (excluding lunch breaks) whereas individual plans cover you 24/7.

Contact us
Address office

170 Steelwell Road, Brampton, Canada
AND
6810 Caledonia st Niagara Falls - ON L2G5A9

CANADA

9057822013

Insurance partners
Connect online
-->
How can we help?
SUPPORT
FAQ: What is a health insurance policy? Is it different from a mediclaim policy?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.
FAQ: What is NCB (No Claim Bonus)?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.
FAQ: What is the maximum number of claims I can make in a policy year?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.
FAQ: What are pre-existing conditions? Is here any waiting period for these conditions to make claims?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.
FAQ: What does a health insurance cover?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.
FAQ: Do I need to buy a health insurance policy even if I’m young and healthy?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.
FAQ: Is there any eligibility criterion for having health insurance policy?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.
FAQ: I already have a health insurance policy provided by my employer; do I still need to buy a separate one?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.