Travel Insurance

Travel insurance is your best companion when you travel abroad or domestically as it protects you in the case of an emergency. Your Canadian insurance is not valid outside Canada. And, your provincial or territorial health plan may cover a very small portion of the costs if you get sick or are injured while abroad, if anything at all.

Hospitals and clinics in some countries have been known to refuse to treat patients who become ill or who have had an accident if they don’t have adequate travel health insurance or the money to pay their bills. You could face years of debt paying off the costs of treatment for an illness or accident you suffered abroad. The Government of Canada will not pay your medical bills.

Benefits of Travel Insurance

Complete support in a medical emergency
It includes dental and health treatment plans
Enjoy a stress-free stay
Peace of mind
Low cost options
Multi-trip options available for frequent travelers
24-hour customer support
Specialized benefits for you and your dependents
Custom travel options and riders for the “Adventure Seeker”
Trip cancellation and trip interruption options
Baggage loss options available

Contact a ROYAL SHIELD GROUP agent to learn about your travel insurance options today.

Address office

48 Secretariat Drive, Etobicoke, ON, M9W 6X4

CANADA

905-782-2013 , 416-660-6151

info@royalshieldgroup.com

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FAQ: What is Travel Insurance policy? Why is travel insurance important?

Answer: Travel insurance policy is a type of insurance coverage designed to protect travellers from unforeseen costs and emergencies that may arise while traveling domestically or internationally. Travel insurance provides a financial safety net, covering a variety of situations, such as medical emergencies, trip cancellations, lost baggage, and more. Travel Insurance is important especially when traveling outside the country, provincial health insurance plans provide limited or no coverage for medical expenses abroad. A travel insurance policy bridges this gap, ensuring that unexpected costs won’t turn into financial burdens and allowing travellers to enjoy their trips with peace of mind.

FAQ: What is the maximum number of claims I can make in a policy year?

Answer: Generally, no strict maximum limit on the number of claims you can make in a policy year across most types of insurance, including health, car, and home insurance. However, the consequences of making multiple claims can vary by policy type and insurer, and there are often practical limits due to caps on coverage or deductibles.

FAQ: What are pre-existing conditions? Is here any waiting period for these conditions to make claims?

Answer: Generally, pre-existing conditions in travel insurance refer to any medical condition, illness, or injury that existed or had symptoms before the effective date of the travel insurance policy. This can include chronic illnesses, past surgeries, ongoing treatments, or any health issue for which you've received a diagnosis, treatment, or consultation before purchasing the insurance.

FAQ: Do I need to buy a travel insurance even if I’m young and healthy?

Answer: Yes, purchasing travel insurance is generally a wise choice, even if you’re young and healthy in Canada. While it may feel unnecessary if you’re in good health, travel insurance can protect you from unexpected costs and inconveniences that can arise during a trip.

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