Non-Medical & Simplified Insurance
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What is Non-Medical & Simplified Life Insurance?

Non-medical life insurance is a kind of life insurance that does not require a medical examination by a doctor. It’s known to be simple, easy, and fast. With non-medical life insurance or simplified insurance, you are guaranteed a fast response with no hassles. This type of coverage is great for those that have had medical issues, participate in extreme hobbies, or have lifestyle habits that could make traditional coverage not available to them.

Benefits of Non-Medical Life Insurance

  • Higher coverage options
  • Affordable and comprehensive plans
  • No need for medical exams
  • Peace of mind
  • Easy application process
  • Over the phone appointments or applications
  • Lenient on travel and hazardous sports or lifestyles
  • No declined, postponed, or rated questions
  • No family history questions - up to $25,000 coverage - up to $750,000 coverage
  • No financial underwriting
  • Anyone 18-80 years old can apply
  • Payments start in the second month
Contact a ROYAL SHIELD GROUP agent to learn about non-Medical & simplified insurance options.
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Life Insurance
Disability Insurance
Critical Illness Insurance
Mortgage Insurance
Health & Dental Insurance
Travel Insurance
Super Visa Insurance
Loan Insurance
Group Insurance
Non-Medical & Simplified Insurance
Investments
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Address office

170 Steelwell Road, Brampton, Canada
AND
6810 Caledonia st Niagara Falls - ON L2G5A9

CANADA

9057822013

Email

[email protected]

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FAQ: What is a health insurance policy? Is it different from a mediclaim policy?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.
FAQ: What is NCB (No Claim Bonus)?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.
FAQ: What is the maximum number of claims I can make in a policy year?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.
FAQ: What are pre-existing conditions? Is here any waiting period for these conditions to make claims?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.
FAQ: What does a health insurance cover?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.
FAQ: Do I need to buy a health insurance policy even if I’m young and healthy?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.
FAQ: Is there any eligibility criterion for having health insurance policy?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.
FAQ: I already have a health insurance policy provided by my employer; do I still need to buy a separate one?
Answer: Network hospitals are hospitals/health units that have tied-up with TPAs or directly with the health insurance companies. With hospitalization in one of the network hospitals of the insurer, the policyholder can avail cashless hospitalization depending on the terms of the policy.